FIRE & Wealth Tools

Unified Accumulation (SIP) & Decumulation (SWP) Master Lifecycle Planner

Simulation Parameters

1. Profile & Timeline

Starting age of simulation
Age when SIP stops & SWP starts

2. Accumulation (SIP Phase)

Starting portfolio balance
Pre-retirement regular savings
SIP yearly increase rate %
Accumulation compounding rate

3. Retirement (SWP Phase)

Target expense rate at retirement
Total years systematic withdrawals remain active
Conservative return compounding rate
Yearly cost of living index increase
Consulting/rental income stream
Years side income remains active

4. Milestone Outflow

Peak Corpus
--
Reached at Age --
Depletion Age
--
Active funded years: --
Total Invested (SIP)
--
Accumulated principal
Real Value at Age 90
--
Equivalent today's ₹

Corpus Longevity Curve

View Year-by-Year Financial Schedule

Age (Year) Phase Monthly SIP Annual SWP Outflow Returns Earned Ending Balance Real Value (Today's ₹)